Deserve Blog

Tips and advice to help you build a good credit score and manage your finances.

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Which Credit Card Balance You Need to Pay

There are a lot of different terms you will need to learn when you become a credit card holder. Our Glossary comprises of all of the terms you should know. Credit card activity primarily consists of using credit…

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How to Read a Credit Card Statement

After receiving your credit card, your credit card provider will begin sending you a credit card statement every month. A credit card statement contains important information such as how much of your credit line you have used and…

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What to Do If Your Application Gets Declined

If your credit card application is denied, know that being denied simply means you were not a good match for the particular credit card you were applying for at that moment in time. Your main course of action…

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What to Do If Your Application Gets Approved

Congratulations on having your credit card application approved! Your credit card will arrive soon. Before it arrives, there are just a few things you should do to be prepared before embarking on your financial journey. Explore Your Online…

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How to Apply for a Credit Card

Applying for a credit card can be simple and painless. Most credit card providers allow you to apply for a credit card online. The key to making this a quick process is to be organized and have your…

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How to Choose a Credit Card

Almost all credit cards offer some form of benefits, rewards, and promotions. But they all vary, so it is important to know what features each card offers and which of those features matter most to your lifestyle. For…

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Benefits of Having A Credit Card

Owning a credit card comes with a few responsibilities such as remembering to pay your balance every month, and also brings many benefits. A credit card’s immediate benefits include convenience when you are making a purchase and do…

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The Different Types of Payment Cards

There are many different payment methods out there: cash, debit cards, credit cards, ATM cards, and much more. All of these cards are different methods of payment, but some help you build your credit history and others do…

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What is a Credit Score and Why is it Important

The U.S. economy is built upon credit, and ultimately, credit boils down to trust. When a bank gives you a credit card or a loan, they do so because they trust you to pay them back, and one…

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